HBWM Privacy Policy
At HB Wealth Management, we take your privacy seriously. In this “Privacy Policy” we describe our privacy practices with regard to information we collect through HB-Wealth.com and affiliated websites, to help you make informed decisions about how you share information when you visit or use the site.
Understanding How Information Is Collected on HB-Wealth.com
Information You May Choose to Provide to Us
We may collect information, including personally identifiable information, directly from you if you choose to provide that information. For example, you may provide us with your name and contact information (such as an email address) or other details, when you sign up for our newsletters or participate in promotions or surveys on the Site.
Information Automatically Collected When You Visit HB-Wealth.com
When you access the Site, we and/or our third-party partners may automatically collect certain information about your visit using tools such as cookies, web beacons, and other similar technologies. The information collected automatically when you visit the Site may include your IP address, characteristics of your operating system, information about your browser and system settings, data about the computer or mobile device you use to access the Site, unique device identifiers, clickstream data (which shows the page-by-page path you take as you browse the Site), and other details that generally are not considered personally identifiable.
Companies that provide certain third-party apps, tools, widgets, and plug-ins that may appear on the Site (for example, Facebook “Like” buttons), also may use automated means to collect information regarding your interactions with these features. This information collection is subject to the privacy policies or notices of those providers.
How We May Use Information We Collect
We may use the information gathered on HB-Wealth.com for various purposes, including the purposes listed below. For example, if you were to contact us with a question and provide your email address, we would use the email address you provided to respond to your inquiry. In addition, we use information we collect from you and through the Site to:
Provide products and services you request (such as when you sign up to receive our email newsletters);
Respond to requests, questions, and comments, and provide other types of user support;
Offer you products and services, or direct you to portions of this Site or other websites, that we believe may interest you;
Communicate about, and administer your participation in, events, programs, contests, and other offers or promotions;
Carry out, evaluate, and improve our business (which may include developing new features for the Site; analyzing and enhancing the user experience on the Site; assessing the effectiveness of our marketing and advertising; and managing our communications);
Perform data analytics regarding usage of the Site (including market and customer research, trend analysis, financial analysis, and anonymization of personal information);
Guard against, identify, and prevent fraud and other criminal activity, claims, and other liabilities; and
Comply with applicable legal requirements, law enforcement requests, and our company policies.
How We May Share Information
Our agents, vendors, consultants, and other service providers may have access to information we collect through the Site to carry out work on our behalf. Those parties are restricted from using personal information collected through the Site for purposes other than to provide the requested assistance. In addition, we may share information:
With our affiliates for internal business purposes;
If we are required to do so by law, regulation, or legal process (such as a court order or subpoena);
In response to requests from government agencies, such as law enforcement authorities;
If we believe disclosure is necessary or appropriate to prevent physical harm or financial loss, or in connection with an investigation of suspected or actual illegal activity;
With respect to analytics and statistical information, to inform advertisers about the nature of our user base.
Your Choice
Unsubscribe from Emails
To unsubscribe from a particular newsletter, click the “unsubscribe” link at the bottom of that email newsletter. If you would like to globally opt-out from ALL HB-Wealth.com email campaigns please send an email to Rob@HB-Wealth.com with “Unsubscribe” in the subject line. When we send newsletters to subscribers we may allow advertisers or partners to include messages in those newsletters, or we may send dedicated newsletters on behalf of those advertisers or partners. We may disclose your opt-out choices to third parties so that they can honor your preferences in accordance with applicable laws.
How We Protect Personal Information
We maintain appropriate administrative, technical, and physical safeguards designed to protect the personal information you provide against accidental, unlawful, or unauthorized destruction, loss, alteration, access, disclosure, or use. That said, it is not possible to guarantee the security of information transmitted online, and you assume some risk with regard to the security of information you provide through any website, including this Site.
Links from HB-Wealth.com to Other Websites
On the Site we may provide links to other websites that are controlled by third parties. Linked websites may have their own privacy notices or policies, which we strongly suggest you review. We are not responsible for the content, usage terms, or privacy policies of websites that we do not own or control.
Surveys and Quizzes
While you are visiting HB-Wealth.com, you may have the opportunity to participate in surveys, quizzes, or other interactive features that request information about you and your opinions and preferences. Your participation in these features is entirely voluntary. If you do choose to participate, please be aware that these features may be operated by a third party that is not controlled by HB-Wealth.com, and therefore the information you provide may be collected by the third party and subject to its privacy policy.
Children’s Privacy
This Site is not designed or intended for use by children, and we do not knowingly collect personal information from children under the age of 13. If we become aware that we have collected personal information from a child under the age of 13, we will delete any such information.
Information for Users Outside the United States
If you are visiting HB-Wealth.com from outside the United States, please be aware that information we collect through the Site will be transferred to and stored on our servers in the United States. By using this Site, you acknowledge and consent to the transfer and processing of your personal data in the United States as described in this online privacy policy. Please be aware that the data protection laws and regulations applicable to your personal data transferred to the United States may be different from the laws in your country of residence.
Changes to This Privacy Policy
We may update this online privacy policy periodically to reflect changes to our privacy practices, such as how we collect or use personal information. We will post a prominent notice on the HB-Wealth.com home page to notify you of significant changes to this policy, and we indicate at the top of the policy the date when it was most recently updated.
How to Contact Us
If you have questions about this policy or about our privacy practices, you may contact us by emailing Mr. Robert “Rob” Barcelona at: Rob@HB-Wealth.com
You may also write to:
HB Wealth Management, LLC
Attn: Mr. Robert Barcelona
250 Monroe Ave NW STE 400
Grand Rapids, MI 45903